Cream Cheese White Bean Dip Recipe for Parties and Snacks

This easy Cream Cheese Bean Dip is a crowd-pleasing party appetizer made with just a few pantry staples. Ready in minutes, it’s creamy, cheesy, and perfect with tortilla chips.

cream cheese bean dip

Bean Dip

This cream cheese bean dip is a simple, tasty recipe that works for parties, game day, holidays, or a quick weeknight addition to Mexican-style meals. It uses everyday ingredients and comes together in under 10 minutes before baking.

Serve it alongside tacos, burritos, nachos, quesadillas, or a burrito bowl for easy, satisfying flavor. It’s also a faster option compared to recipes that require a slow cooker.

dipping a chip into cream cheese bean dip

Ingredients to make Mexican bean dip

  • Refried beans: the creamy base of the dip.
  • Cream cheese: softens and enriches the texture.
  • Sour cream: adds tang; plain Greek yogurt can be used instead.
  • Taco seasoning: for classic Mexican flavor.
  • Monterey Jack cheese: freshly grated melts best on top.
ingredients needed to make cream cheese bean dip

How to make Cream Cheese Bean Dip

Step 1: Beat the softened cream cheese with the refried beans until combined.

refried beans and cream cheese in a mixing bowl
mixing the bean dip ingredients together

Step 2: Stir in the sour cream and taco seasoning until the mixture is smooth and evenly seasoned.

Recipe Note

Pre-made taco seasoning packets are convenient and consistent, but you can use a homemade blend if you prefer.

adding the sour cream and taco seasoning to the bean mixture
mixing the bean dip ingredients together

Step 3: Transfer the bean mixture to a greased baking dish and smooth the top.

adding the cheese on top
cream cheese bean dip

Step 4: Sprinkle the shredded Monterey Jack evenly over the top and bake at 350°F (175°C) for 25–30 minutes, until the cheese is melted and the edges are golden and bubbling.

Serve hot with tortilla chips for an easy, flavorful Mexican-style bean dip.

cream cheese bean dip

This dip is rich and creamy from the cream cheese and sour cream, with the refried beans providing hearty body and the taco seasoning delivering familiar spices. It’s addictive in the best way—easy to prepare and hard to stop eating.

Make it as a warm appetizer for gatherings or pair it with Mexican entrees to round out the meal. You can prepare the mixture ahead of time, refrigerate, then bake when you’re ready to serve.

dipping a chip into cream cheese bean dip

The mixture comes together quickly—under 10 minutes of hands-on time—then you simply bake until hot and bubbly. Leftovers reheat well in the microwave until heated through.

Reheating

Reheat individual servings in the microwave until hot. Oven reheating is optional and not required.

dipping a chip into cream cheese bean dip

More favorite dips

Spinach Dip: A cheesy baked spinach dip makes a great party starter.

Sour Cream Chip Dip: A simple, classic dip that elevates chips and veggies.

Spinach Artichoke Dip: A creamy, cheesy favorite for any occasion.

Crock Pot Queso Cheese Dip: An easy slow cooker queso without processed cheese.

Queso Blanco: A smooth white cheese dip that’s simple to prepare at home.

cream cheese bean dip

This bean dip is straightforward to make and consistently a crowd-pleaser—creamy, cheesy, and full of comforting Mexican-inspired flavor.

cream cheese bean dip
dipping a chip into cream cheese bean dip

Cream Cheese Bean Dip

By: Joy Shull
A creamy bean dip that’s perfect for parties or Mexican-style dinners.
Prep: 10
Cook: 25
Total: 35
Servings: 12

Ingredients

  • 8 oz cream cheese, softened
  • 32 oz canned refried beans
  • ¾ cup sour cream
  • 1 packet, 1 oz taco seasoning
  • 8 oz Monterey Jack cheese, freshly grated

Instructions

  • Beat the softened cream cheese together with the refried beans. Mix in the sour cream and taco seasoning until smooth.
  • Place the bean dip mixture into a greased baking dish and top with the freshly grated Monterey Jack cheese.
  • Bake at 350°F for 25–30 minutes, until the cheese is melted and the edges are browned and bubbly.
  • Serve hot with tortilla chips for dipping.

Nutrition

Calories: 216kcal
, Carbohydrates: 10g
, Protein: 9g
, Fat: 15g

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