This easy Cream Cheese Bean Dip is a crowd-pleasing party appetizer made with just a few pantry staples. Ready in minutes, it’s creamy, cheesy, and perfect with tortilla chips.

Bean Dip
This cream cheese bean dip is a simple, tasty recipe that works for parties, game day, holidays, or a quick weeknight addition to Mexican-style meals. It uses everyday ingredients and comes together in under 10 minutes before baking.
Serve it alongside tacos, burritos, nachos, quesadillas, or a burrito bowl for easy, satisfying flavor. It’s also a faster option compared to recipes that require a slow cooker.

Ingredients to make Mexican bean dip
- Refried beans: the creamy base of the dip.
- Cream cheese: softens and enriches the texture.
- Sour cream: adds tang; plain Greek yogurt can be used instead.
- Taco seasoning: for classic Mexican flavor.
- Monterey Jack cheese: freshly grated melts best on top.

How to make Cream Cheese Bean Dip
Step 1: Beat the softened cream cheese with the refried beans until combined.


Step 2: Stir in the sour cream and taco seasoning until the mixture is smooth and evenly seasoned.
Recipe Note
Pre-made taco seasoning packets are convenient and consistent, but you can use a homemade blend if you prefer.


Step 3: Transfer the bean mixture to a greased baking dish and smooth the top.


Step 4: Sprinkle the shredded Monterey Jack evenly over the top and bake at 350°F (175°C) for 25–30 minutes, until the cheese is melted and the edges are golden and bubbling.
Serve hot with tortilla chips for an easy, flavorful Mexican-style bean dip.

This dip is rich and creamy from the cream cheese and sour cream, with the refried beans providing hearty body and the taco seasoning delivering familiar spices. It’s addictive in the best way—easy to prepare and hard to stop eating.
Make it as a warm appetizer for gatherings or pair it with Mexican entrees to round out the meal. You can prepare the mixture ahead of time, refrigerate, then bake when you’re ready to serve.

The mixture comes together quickly—under 10 minutes of hands-on time—then you simply bake until hot and bubbly. Leftovers reheat well in the microwave until heated through.
Reheating
Reheat individual servings in the microwave until hot. Oven reheating is optional and not required.

More favorite dips
Spinach Dip: A cheesy baked spinach dip makes a great party starter.
Sour Cream Chip Dip: A simple, classic dip that elevates chips and veggies.
Spinach Artichoke Dip: A creamy, cheesy favorite for any occasion.
Crock Pot Queso Cheese Dip: An easy slow cooker queso without processed cheese.
Queso Blanco: A smooth white cheese dip that’s simple to prepare at home.

This bean dip is straightforward to make and consistently a crowd-pleaser—creamy, cheesy, and full of comforting Mexican-inspired flavor.


Cream Cheese Bean Dip
Ingredients
- 8 oz cream cheese, softened
- 32 oz canned refried beans
- ¾ cup sour cream
- 1 packet, 1 oz taco seasoning
- 8 oz Monterey Jack cheese, freshly grated
Instructions
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Beat the softened cream cheese together with the refried beans. Mix in the sour cream and taco seasoning until smooth.
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Place the bean dip mixture into a greased baking dish and top with the freshly grated Monterey Jack cheese.
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Bake at 350°F for 25–30 minutes, until the cheese is melted and the edges are browned and bubbly.
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Serve hot with tortilla chips for dipping.
Nutrition
, Carbohydrates: 10g
, Protein: 9g
, Fat: 15g
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